admin, Author at 3 Kids and Us

Why Should You Give Your Child an Allowance?

March 18, 2023 by admin

Raising children can be expensive and challenging, but setting your child up with an allowance could provide valuable money lessons for the future. An allowance is a great way to teach children about managing and budgeting their own finances in a safe environment before entering adulthood. Parents should take into consideration the numerous benefits that come with giving their child an allowance, from developing financial independence to greater self-sufficiency. Ultimately, it’s up to you as a parent to decide what is best when considering allowances; however, this blog post will discuss some key reasons why giving your child an allowance could set them up for success both now and in the future.

First, an allowance can help teach children how to budget and manage money. When given a set amount of money each month, kids can begin to understand the concept of saving, as well as the importance of not spending it all at once. Additionally, setting a budget and breaking it down into categories such as ‘needs’ and ‘wants’ can help kids understand the difference between responsible and impulsive spending. Through trial and error, kids can learn how to make the most of their finances and be more mindful of their spending.

Second, an allowance can also help prepare children for financial independence. Allowing kids to make their own spending decisions from a young age will give them more self-confidence in managing their finances as they get older. Having access to their own money can also encourage children to be more proactive in terms of finding ways to earn additional income, such as doing chores around the house or getting a part-time job. Furthermore, having an allowance from a young age can make kids more responsible and can provide an extra layer of financial security when they enter adulthood.

Finally, providing an allowance to your child can also be beneficial in terms of teaching them the value of money. Kids can learn to appreciate the hard work and dedication that goes into earning and managing money, which can help them become more mindful consumers. Additionally, an allowance can be a great incentive for kids to learn about the consequences of making irresponsible purchases and to think twice before spending their money.

Overall, there are numerous reasons why giving your child an allowance can be beneficial in the long run. By setting up a budget and teaching them the value of money, you can give your kids the financial literacy they need to become independent adults, so they can budget for major expenses like moving services from Black Tie Moving.

Benefits of Eyebrow Microblading

March 2, 2023 by admin

Are you considering eyebrow microblading? This popular beauty treatment can give you natural-looking, fuller eyebrows. Read on to learn more about the benefits of eyebrow microblading from Bowler Esthetics and what you can expect from the procedure.

Wake up with perfect eyebrows every day

Looking to simplify your morning routine and be able to step out with perfect eyebrows each day? Microblading could be the right choice for you! This safe, semi-permanent procedure is growing in popularity. During the microblading session, a small handheld device with needles will be used to create fine-looking strokes so that it replicates the look of natural eyebrow hairs. The pigment will then be placed beneath the surface of the skin, which requires your specialized skincare routine once it’s healed, and you won’t need to worry about them fading or smudging after one shower. Wake up ready with microblading and start each day off worry free!

Say goodbye to your pencil or pomade routine

Embrace the modern hairstyling revolution and free yourself from tedious, traditional styling routines. Now you can get polished, professional looks in half the time with top-of-the-line hair products that provide long-lasting hold and definition. From lightweight sprays to gels that add texture, a wide variety of options make it easy to create any look you desire. Whether you’re after sleek and shiny or tousled and imperfect — or something in between — you can say goodbye to those tedious routines of yore and welcome the limitless possibilities of modern styling.

Achieve a natural look that lasts for months

Achieve a natural look that can last for several months with semi-permanent makeup. Unlike traditional makeup, this application requires no daily routine and minimal upkeep after the initial appointment—it is long-wearing, smudge-proof, and waterproof. Semi-permanent makeup is great for busy lifestyles; you won’t have to worry about your daily makeup routine. It can also restore facial features–such as eyeliner, lip color, and cheek contouring–that are lost due to age or depend on materials like glasses to provide definition in their features. Best of all, it gives you a more youthful appearance, gives you confidence, and makes a difference in how people perceive you.

Microblading is less painful than other hair removal methods

Microblading is a form of semi-permanent hair removal treatment done by creating tiny incisions in the skin and depositing pigment. It’s a method many people prefer because it is less painful than other hair removals treatments, such as waxing or chlorine bleaching. Many people report that the recovery time is also incredibly fast, with just a few days of sensitivity and redness before the area returns to normal. Though microblading requires multiple treatment sessions for optimal results, it offers longer effects compared to shaving or epilators. It can potentially last months at a time with regular touch-ups, making it an ideal choice for those looking for low-maintenance hair removal treatments.

It’s an affordable way to improve your appearance

Investing in your appearance can sometimes be a costly endeavor, but it doesn’t have to be. There are plenty of affordable ways to improve your appearance without breaking the bank. One of these is making sure you stay on top of basic hygiene and grooming routines, such as showering daily, brushing your teeth twice a day, keeping your hair trimmed or styled regularly, and using face moisturizer that best suits your skin type. Additionally, make sure you’re maintaining a healthy lifestyle by eating right, exercising regularly, and getting enough rest. All of these steps will help improve not only your physical appearance but also boost your mental health too!

Taking the plunge and getting microblading can be a great way to take your appearance to the next level. With perfect eyebrows that look natural, last for months and require no daily maintenance, you’ll love how easy it is to achieve beautiful brows. Plus, with so many talented technicians out there, you’re sure to find someone who will give you the lovely look you want. So why not take the leap and get yourself ready for a lifetime of gorgeous eyebrows? You won’t regret it—microblading is worth every penny.

5 Time Management Tips for Busy Moms

February 28, 2023 by admin

You have so much on your plate for the day ahead. You have to drive your child to soccer practice, schedule a move with www.blacktiemoving.com, balance the checkbook, contact your realtor, go grocery shopping, and make dinner. This certainly sounds like the life of a busy mom!

We’re here to offer 5 time management tips for busy moms to help you out.

Make Sure You’re Organized

If you’re a busy mom, it’s crucial that you keep everything organized. Organization is an important time management skill for busy moms. Effective organization allows you to find whatever it is that you need in a fast and effective way. By doing so, this will save you a lot of time in the long run as you won’t be tearing apart the closet to try and find your child’s soccer uniform.

Delegate Where You Can

As a busy mom, it’s okay to ask for help when you need it. So often, moms will feel that delegating tasks makes them less worthy or less of a mom. This is absolutely not the case. In order for you to be the best mom you can, you need to take advantage of opportunities that can help prevent you from becoming overwhelmed or stressed out. Delegating tasks, where needed, are an effective way to prevent this from happening.

Prioritize What You Need to Do

In order to master the art of time management skills as a busy mom you have to learn how to prioritize your tasks. Whatever it is you must get accomplished each day differs regarding importance and how much time you have. An easy way to effectively prioritize your tasks is to create a “to-do” list. Write out your tasks in order of least importance to highest importance. Try and get the more pressing tasks done first and save the easier or less important tasks for later.

Create a Schedule

A schedule is a mom’s best friend when it comes to time management skills. You are busy with multiple errands, obligations, and activities you need to get to throughout the day. In order to make sure that you stay on track, you’ll want to create a daily schedule. You can get as detailed as you’d like with it, but the basics will do. Creating a schedule will make your life so much easier and help you manage your time in an effective way.

Allow Yourself a Break

Even if you’re a supermom, you need to give yourself a break sometimes. Try and set aside some time each day to relax and focus on yourself. By taking regular breaks, you prevent feeling overwhelmed or stressed throughout your day. In turn, this makes it to where you can go about your day with more focus and energy. It’s also not a bad idea to give yourself a “day off” a few times a month. Schedule some days where you can practice self-care – like a spa day or a brunch with friends. You deserve some time for yourself for all that you do!

Spring 2023 Fashion Trends for Moms

January 26, 2023 by admin

You just scheduled your furniture to be delivered from Black Tie Moving and saw an advertisement for a new clothing launch in Spring 2023. It’s hard to believe that we are moving right along in the new year. This means it’s time to start thinking about what’s trending in fashion this Spring.

Fret not, we are offering Spring 2023 fashion trends for moms to help prepare you for your shopping spree!

Oversized Look

We’re going back to the 90s! Oversized sweaters, shirts, and joggers are in the spotlight as we enter Spring 2023. This look combines comfort with a touch of chic if accessorized correctly. It can be a bit challenging to style oversized clothing, but it doesn’t have to be.

Consider an oversized drop shoulder sweater and pair it with some straight leg jeans. If you’re wanting a more dressed up look, tuck the sweater in the front of your jeans and throw on a pair of short booties, heals, or classic flats. Accessorize this look with a chunky necklace and small clutch bag.

If you’re wanting a more relaxed look, forget the accessories and opt for joggers instead of jeans. We love the versatility of this look.

Patterned Sundresses

Patterns are in this year! Out with the solid, and in with the fun and quirky designs. No design is too overboard this Spring. You’ll soon start to see department stores flooded with sundresses that are full of varied patterns.

When styling your patterned sundress, you want to try and keep your accessories to a minimum. In essence, you’re letting the dress be the star of the show. If you try to add too much, your look will become too complicated. The great element about patterned sundresses is that they are easy and versatile. You can wear them to a brunch or a casual stroll in the park as you enjoy all the blooming flowers.

Bring on the Colors

While black will always be in, Spring 2023 fashion is all about bright and pastel colors. Put the black and white clothing in the closet this season, and dive into the more vibrant pieces of clothing in your drawers.

The style for Spring 2023 encourages you to get creative with incorporating more color into your style. This means mismatching and stepping outside of your comfort zone. As long as you make sure the colors complement one another, you’re sure to turn heads with your bright style.

Keep it Casual

We have wonderful news as we come into the season of growth and blooming! The casual look is one of the most popular. If you’re a busy mom or a remote worker, you don’t have to dress up to be stylish. Relaxed outfits are all the rage this season – for everyone.

Keep it casual this Spring when it comes to your wardrobe. This means that athletic gear is on the rise. Athleisure brands, like Gymshark and lululemon, are catered towards all women. They also make sure to produce clothes that are both stylish and comfortable. No accessories needed when it comes to this trending style for Spring 2023.

5 Important Questions to Ask Before Buying a Home

January 26, 2023 by admin

Everybody knows that buying a house is one of the biggest and most expensive decisions you’ll make in life. Most homes to cost hundreds of thousands of dollars, and many people need to take out a mortgage to pay for one. This means you could be living in a home and paying down the mortgage for the next 30 years (if not longer). Consequently, you definitely don’t want to rush into homeownership without asking a few questions first. So, in today’s guide, we’re going to take a closer look at 5 important questions to ask before buying a home!

Is this enough space for my family?

Even if you and a spouse are just planning to move in by yourselves, you should always plan for the future. Do you want to have kids? What about pets? Will your parents need to move in with you when they get older? If you answered ‘yes’ to any of these questions, you’ll need to make sure that the house is big enough for your current and future family. Moreover, you’ll need to make sure that it’s big enough to fit all of your possessions. And once you’re ready to move everything into your new home, remember to contact the experts at Black Tie Moving for help!

Is this a safe neighborhood?

Nobody wants to live in a neighborhood with a bad reputation. So, do your homework on the area before you sign the papers. It’s very difficult to back out of a mortgage later on, so if you don’t like the neighborhood once you move in, there’s not much you can do about it. If you have kids, living in a safe area with good schools is especially crucial.

Can I afford this house?

Naturally, you should always do a thorough review of your finances before buying a home. Assuming that you’re getting a mortgage, the lender will review your finances before you can be approved. However, just because you get approved for a loan doesn’t mean that you will be able to afford it 5, 10, or 20 years from now. Therefore, it is vitally important to consider your current and future finances when shopping for a home.

Am I getting a good rate on the mortgage?

At the moment, mortgage rates are much higher than they were just a few years ago. Even getting an interest rate that is one percentage point higher could mean spending thousands of dollars more over the life of the loan. So, always shop around and even consider government subsidies to get a good rate on your mortgage.

Can I see myself living here for the next 30 years?

Many mortgages are fixed at 30 years, which means you will need to consider your long-term plans before making a decision. If you’re unsure about a home, you should think about what you really want for the future. Do you see yourself living here for 30 years or more? If not, why? Asking these questions will help you decide if a home is right for you.

Did you like this guide on 5 important questions to ask before buying a home? If so, be sure to check out some of our other articles on 3 Kids and Us today!