Finance Archives - Page 17 of 23

5 Profitable Home-Based Business Ideas for Nurses

January 15, 2018 by admin

Being your own boss has several advantages and as a professional nurse, you could reap some of those benefits from the comfort of your home. These advantages include creating your own schedule, choosing your co-workers and patients, and making a substantial amount of money in the process.

There have been more and more nurse entrepreneurs in the recent past and becoming one is easier than ever. Nurse entrepreneurs can take advantage of the huge and growing healthcare market thanks to their nursing education. Here are five great business ideas for nurses.

1. Daycare Center

A child care center run by a nurse is very appealing to parents because they feel their children are in good hands, which is actually true. A daycare center can easily be set up in your home and you don’t need a lot to get started, just a few small chairs, toys, games, table, and outdoor play items. In most cases, you may already have most of the equipment needed or you might have access to it.

With just a half dozen kids at prices ranging from $45 to $200 per week, you stand to make a lot of money. Even if you’re not a nurse, you could look at online doctoral nursing programs while operating a daycare center from your home and increase the prices once you graduate.

2. Senior Citizen Assistance

The elderly population has been on the increase in the recent past and they need assistance to accomplish several household tasks. With a nurse practitioner doctorate degree, you’ll have the skill and knowledge to effectively take care of them. A lot of people are willing to pay high amounts to have a qualified professional take care of their aging parents, and as a nurse, you are in prime position to fill this.

3. Birth Doula

The work of a birth doula consists of providing both physical and emotional support for couples during delivery and labor. To gain experience and confidence, you may consider to spending a little time with an experienced doula.

4. Run a Natural Childbirth Class

This is another field with a very high demand and high pay. You will need to do a little bit of research on the topic to ensure you provide quality services, but other than that, you should be already qualified. Please ensure your new business complies with your jurisdiction’s rules and regulations.

5. Health Blogging

You could also decide to become a health blogger and start a blog on issues surrounding the healthcare field. With your medical background and experience, you have a lot to offer and there are always questions about health that need answers. Once you write helpful and useful content, you will attract a lot of traffic and make a lot of money.

Conclusion

There are a lot of nursing business opportunities that you could start from your home and all you need is creativity and a consistent customer base. Take advantage of this and several other available nursing business opportunities to become your own boss and make a lot of money from the comfort of your home.

Seven Things to Consider Before Sending Your Christmas Cards

December 29, 2017 by admin

One of the things so many love about the Christmas season is sending and receiving cards. Yes, it is quite easy to text a message, or to e-mail a warm greeting. However, to take that extra effort to put a pretty card into the post is a way to show you care about the people in your life.

Beautiful Christmas cards make people smile with joy when they open them. Here are seven tips on how to make this year’s Christmas cards fun and festive:

Make a list of the people you want to send cards to

This is the first thing you should do. Before you order your cards, count how many people you want to send them to. Be generous with yourself and always add an additional 5 to 10% to that number. During the holidays, you may reconnect with old friends, former co-workers, and people you know. Also, you may want to send them a warm Christmas greeting. By having a few extra cards, it becomes easy for you to accommodate additional people.

Double check mailing addresses

Don’t neglect to take out time to do this. Sometimes, people move, or postal codes get changed. Perhaps you have a friend who has changed jobs frequently and has lived in several different cities or countries with each job. You may want to call them to double check their address before putting the card in the mail. There is nothing more disappointing than receiving a Christmas card, which you mailed, returned to you because it could not reach the recipient.

Get extra postage in advance

Getting extra postage in advance, especially when you are sending out a large mailing such as your Christmas cards, is simply the smart thing to do. Having extra postage on hand will let you breathe a sigh of relief. You won’t have to wait forever at the post office to pick up more stamps. Also, you will not run out of stamps for a few extra cards you might want to send.

Take steps to make your envelopes festive for the season

Now, this is something that baffles many people. They think that they need to be super crafty or creative. What you really need to be is – organised! Start by looking at the colour scheme of your envelopes and the cards. Let’s say, the envelopes are green, and the cards inside have green, red, and silver in them. Then, all the three colours will look perfect to decorate your envelopes. If you have pretty penmanship, consider getting a fancy silver marker to address all of the envelopes with a metallic touch. Or look for stickers that match your Christmas cards, such as snowflake stickers for cards that feature a snowy scene.

Don’t get stressed if you have a big Christmas card list

When you have 50 or more cards to send out, sometimes this seems a bit overwhelming. Because most of us have family obligations, work, and other things to take care of, we recommend that you set the goal of working on your holiday cards for 1 hour each night for several nights. With 50 cards, you will probably complete the list in about 3 days if you are well organised.

Practice the short greeting you’ll write inside your cards

This is a true time saver! Sit down with a notebook and think of a simple, short friendly greeting you can write to friends. Another one would be to write to people with whom you have worked with. You may need another greeting if you are giving Christmas cards to people who have provided services for you such as a doorman, hair stylist, or a dog walker. Creating these greetings and then writing them out means you are not creating individual greetings off the top of your head for everyone.

Always remember that writing holiday cards is a treat to be enjoyed. Put on some of your favourite Christmas music, pour a glass of wine, or have a mug of cocoa, and watch a Christmas movie while you write out your cards. The rest of the year, we write other things to put in the mail. So, this is the special time of year when we send Christmas cards; don’t miss a moment of it.

Important Phone Numbers To Have In Your Cell Phone?

December 8, 2017 by admin

In today’s fast-paced, technologically advanced world, most people will never leave home without their cell phone. Whether they love to check their social media accounts every few minutes, or they just keep it in their purse or pocket and don’t even look at it, the important thing is that it’s there, just in case it is needed. Apart from the phone numbers of friends and family, who else should be in your phone just in case they are needed?

ICE

Your ICE (which stands for ‘in case of emergency’) is an essential number to have in stored in your phone. If anyone needed to get in touch with someone on your behalf, they would immediately know who to call if there was an entry in your phone’s address book under ‘ICE’. If you don’t have that, emergency first responders, hospital staff, or the police won’t know which number to pick from your contacts. You can choose anyone to be your ICE number, such as a spouse, parent, or friend, but it should be someone who is likely to answer the phone, so think carefully.

Home

In the past, pretty much everyone knew their home number by heart, but today, thanks to cell phones and fewer and fewer landlines, it is less likely that you will know it. Having it on your phone means you can get in touch with someone in the household whenever you need to, but it is also useful to have in your contacts for when you are filling in forms or applications that require you to include your home number. You can just look it up, rather than having to remember it, or ask someone what it is.

Police

We’re not talking 911 here, we mean the local police for your area. If you witness something or need to report a crime, having the number in your phone already will make things much quicker than if you must search for it. Not everything is a 911 emergency situation, and by calling your local police instead of the emergency services, you can free up a line for someone who really needs them.

Attorney

Who knows what can happen in the course of a day? Having the phone number of an attorney such as Powers McCartan in your phone and not needing to use it is better than not having it saved but needing it. Attorneys can help with many kinds of situations, so it’s wise to keep the number of a good attorney in your phone at all times.

Motor Club

If you are the member of a motor club, having their number can be a real lifesaver if you break down on the highway or in the middle of nowhere, or if you lock your keys in the car, get a flat tire, or anything else that requires a little help. A quick phone call will mean you can get help and get home again, rather than being stranded or having to walk to the nearest town.

Auto Insurance the Right Way

December 7, 2017 by admin

It’s finally happened – all the paperwork is done and you hold in your hands your first set of car keys to call your very own. But what about insurance? With so many plans and companies and things you seemingly need to know and do to pick the right one, how exactly do you pick the right one for you? We’ve narrowed it down to a couple top things to keep in mind when you’re looking to pick the right car insurance provider.

Compare Online

Sounds simple, but is it? It is! You can save money by comparing online on price comparison websites which showcase costs and plans alongside one another for easy viewing, helping you make the best choice for you.

Maintain Good Credit

As with other types of insurance like life insurance, if your credit isn’t good, chances are your premiums will be higher making it difficult to get a truly good deal on your insurance. Check your credit score often and do your best to adjust it where you can.

Set The Right Deductible

Having a higher deductible reduces your premium, but it means you will pay more out of your own pocket upfront in the case of an accident. If you have a good accident-free history though, it could be worth the gamble to reduce your premiums. This can save you money on your insurance per month.

Beware Of Scammers

Crooks can rip you off by staging accidents or doing things like purposely slamming on their brakes to make you run into them and then claim that you are at fault. In every situation never claim responsibility upfront, always photograph the scene, and be sure to always phone the police to report the situation.

Reduced Mileage, Reduced Price!

If you aren’t using your car much if at all due to being ill, losing your job, working from home or other reasons, be sure to report it to your insurer. Less use of the vehicle means you can qualify for lower premiums. Just be sure to be truthful and not do this then use the car as much as you had been as anything that happens outside the world of your claimed use of the car may not be covered under this adjusted plan and will leave you having to pay out of pocket.

Pay Attention To Mechanics

If you have an accident and need something repaired, keep an eye on who the insurers send your vehicle to. Sometimes the shop they use will have an incentive to use cheaper or non certified parts that don’t suit your vehicle best.

Take Advantage Of Special Offers

Often times, insurance providers will give special discounts or deals to drivers that have no accidents, are mature drivers, married or have taken special driver training courses then you may qualify for a special discount on car insurance. Likewise if you have special devices in your car that deter thieves can help cut costs on insurance too, such as fingerprint identification and more.

So if you’re looking for a good deal on your car insurance, consider looking into some of the tips above. You might be surprised at how easy it is to get a deal if you’re willing to take an extra class or have a special anti theft device installed. It’s always a great day when you get a deal, so what kind of deal will you go hunting for with your insurance today?

Tips on How to Ensure You Get Alimony from your Divorce

November 21, 2017 by admin

Source

A divorce can be a complicated affair, no matter how amicably everything was settled. Alimony, or the monthly financial support a spouse is legally mandated to provide the other, can even be more complicated due to the many factors that can affect who gets rewarded with it. The decision of who gets alimony and the exact amount comes from the result of a court case after reviewing the circumstances surrounding the divorce itself.

To help with this we’ve compiled a list of things you can do to ensure you get alimony from your divorce, and continue to receive alimony for the foreseeable future.

Prove that your spouse’s total income is higher than yours throughout the course of your marriage. Salary slips, bank account statements, purchase receipts – everything that you think that can prove that your spouse or partner has a higher and more substantial income than you may help get you the alimony you deserve. Evidence of your own underemployment throughout the marriage – as a stay-at-home parent or spouse – will be handy as well.
Prove that you have an inability to obtain work or income that will allow you to survive financially without alimony in the long term. If you are sick, elderly or have a chronic condition/injury that prevents you from working (or could affect your chances of being hired), prepare to bring it up in the court hearing. It may be beneficial if you could get a doctor’s signed statement about your condition or inability to work, as well as a tally of your total monthly expenses.
Prove that your financial status and/or quality of life will be severely affected without alimony. Be sure to mention (and provide evidence for) everything that can happen to you financially if you are not awarded alimony. From being unable to buy your prescription medication to being unable to pay utility/food bills, do your best to paint as detailed a picture to the judge presiding over your divorce hearing. As much as possible, try not to mention any luxury or hobby expenses that you will not be able to partake in – the key here is to gain the judge’s sympathy and favor.
Prove that you do your best to live within your means and can be financially responsible with the alimony. Looking and acting the part for all your court appearances is the key to winning a civil case, divorce or otherwise. Refrain from wearing loud, extravagant and casual clothing – clean and business casual fashion works. Speak clearly and respectfully to the judge, your lawyer, and even your ex-spouse. Avoid emotional outbursts and quarrels, especially in the view of your children and the judge.

If the judge rules in your favor and awards you alimony, remember that it shouldn’t be relied upon as a permanent means of income. Your right to receive it can be reviewed and revoked at any time should the court decide that it is no longer necessary. Thankfully, you can do the following to help prevent against this:

Stay single. Having a relationship is fine, but formally remarrying will not be in your favor in the eyes of the court.
Live alone. Just like remarrying, living with someone will make the judge think that you now have someone to share expenses with, whether you do or don’t. As you may think, this could drastically affect the alimony decision.
Maintain good relations with your ex-spouse. Avoid quarrels and public scenes as much as possible, online or offline.
Lawyer up. If your ex-spouse decides to skip on paying alimony, seek the services of an attorney to help you file a petition to force them to do so. If you find this to be an expense you cannot afford, contact your local legal aid organization for a pro-bono attorney who will take your case for free.