driving Archives - 3 Kids and Us

Tips to Reduce Your Car Insurance Costs

August 12, 2020 by admin

There are different factors which can affect what kind of car insurance you can get. Age, gender, what type of car you have, what city you live in, driving history, how long you’ve been driving, and many other factors affects what kind of car insurance you will get. Each state varies, but most Americans are paying on average $129 per month on car insurance. In some states like California, drivers are paying $147 per month. There are ways to reduce your Root Insurance costs. These are just a few tips on how to lower your car insurance.

Choose Your Car Wisely

The more luxury and expensive cars are going to cost more to insure. Minivans and SUVs are going to be less expensive to insure than the flashy cars. Car insurance quotes will vary depending on what kind of car you have. Also, driving slowly and safely will help lower the cost of insurance because getting traffic tickets and getting into accidents will increase your car insurance. Another tip is to drop the parts of your insurance that isn’t necessary.

Improve Your Credit Score

Your credit score will affect how much your car insurance will cost. It might be best to improve your credit score before you get a car so that your insurance isn’t too expensive. Some tips for that is to make loan and credit card payments on time, keep the credit card balances low, and don’t apply for too many credit cards as this can affect your credit score.

Usage-Based Insurance

Some people may not be using their car too much, so usage-based insurance is another option. Usage-based driving is like a pay-per-mile type of program. The rate is based on how well you drive and also how many miles you drive. It can measure and keep track of it because of a small device that you install inside your car that will send the data and mileage use to your insurance company. Then, you get a discount for having a low mileage use. It can only be used in some states. Some insurance companies have them while others do not have the usage-based insurance.

Insurance Coverage

Another tip on reducing your car insurance costs is to only pay for coverage that you need. Everyone needs liability insurance so that if someone gets injured from a car accident, and if the cars involved in the accident get damaged, then it is covered. There are other coverages on insurance plans which include collision, comprehensive, medical costs, and more. Changing your insurance package to only coverage that you feel you need is one way to cut the costs of car insurance.

Other Tips on Reducing Car Insurance

There are other ways to cut your costs of insurance as well. One tip is to look around at other insurance companies and see if there is a better deal. If you are a young driver, you might want to consider keeping good grades as you might get a discount on your insurance. If you are an older driver, there might be a discount for that as well. Having a good credit score, looking around at different car insurance companies for the best quote, and using any discounts that may apply are the best ways to reduce the car insurance costs.

Fresh out of Driving School? Don’t Get Tempted into Making Any of These 6 Beginner Mistakes

January 22, 2019 by admin

You finally have that license to drive freely in the country. Nonetheless, you are still new in driving and there are going to be circumstances which will require you to have the experience to maneuver. Instead of learning through mistakes, here are 6 beginner mistakes you need to avoid.

1. Speed

Ask anybody what is the common mistakes novice drivers make and the answer will always be over speeding. Indeed, this is of the major mistakes new drivers make, but the issue is more than just the speed. The ability of a person to judge speed is usually something that develops with time and it can be difficult for beginners to accomplish this without the experience of being on the road. As more experience is gained, one will learn about the different ways to react during speeding situations. The steadier you approach it, the more likely you’ll survive any road incidents. As a beginner, take it slow and allow yourself to build the experience as time goes by.

2. Inability to Handle Emergencies

Driving experience makes it possible for one to handle emergencies appropriately. A classroom can only offer theoretical knowledge about driving, which leaves road maneuvers such as the correct application of brakes to the real world. Distracted driving and speeding make things more difficult because they compound the effects of inexperience by putting the learners at greater risks of encountering emergency situations. Avoid over-speeding and distractions so you can give yourself the time needed to learn how to maneuver successfully while on the road.

3. Braking Sharply

New drivers usually find it hard to judge how long they will take to stop after they hit the brakes. Braking sharply makes it impossible for the driver behind you to adjust their speed accordingly, and more often than not, this results in accidents. Braking gently will help avoid these situations from occurring. In case of an accident caused by you or the other driver, do not rush to apologize or admit fault. Call a car accident lawyer to help handle the case on your behalf.

4. Driving Tired

Tiredness suppresses your reflexes and places you at risk of falling asleep while on the road. This is another common mistake new drivers make. On average, you are required to make a correction after a few seconds of driving, so when you fall asleep for a couple of seconds, you could easily go off the road. Turning the air conditioning on or winding the car windows down will help to stave off the tiredness.

5. Tires and Maintenance

You might not have the experience when it comes to vehicle maintenance, but it’s imperative to ensure your tires are well maintained and replaced. Tires are usually the most crucial part of an automobile since they keep vehicles on the road. Make sure you check the tread depth and the tire pressure as well to ensure safe driving.

6. Failure to Indicate

New drivers usually forget to indicate when switching lanes or making turns. To avoid accidents, make sure you remember to signal during these situations.

Conclusion

Being a new driver, there is so much to learn about driving which you may never learn in the class. You can perfect your skills through real-world experience and by considering the pointers above.

Injury Attorney Dan Christensen Helps People Victimized by Aggressive Drivers

July 31, 2018 by admin

Drivers on the road in Austin and elsewhere should be safe while driving on the road. But there are often aggressive drivers out there who might be abusive and harmful to other people. These drivers are people who might be extremely threatening and can increase the potential for wrecks to develop. Such concerns can be significant and dangerous, especially since the behaviors that an aggressive driver might engage in can be irrational and in many cases could have been carefully prevented.

Austin injury attorney Dan Christensen has been representing victims of car accidents for years. Among the people he regularly works for includes those who have been harmed in aggressive driving accidents. It is through his work that many people in Austin have been able to recover and get the assistance they need for finding justice.

Cases Where You Can Get Support

You can get help from injury attorney Dan Christensen if you have been the victim of one of many aggressive driving issues. Christensen helps people who engage in aggressive behaviors like:

People who drive far too fast in certain conditions
Those who make illegal turns or do not pay attention to general rules on the road
Those who engage in racing and other illegal activities
People who follow others improperly; these include those who follow people closely and increase the risk of a wreck
Anyone who engages in erratic or unplanned lane changes or other moves without warning other people
Cases where someone passes in a spot where it is illegal to do this
Those who disobey stop signs; these include signs on a rail crossing and a school bus’s warning sign

The point here is that a driver who does not follow the rules accordingly can be held responsible for damages due to the improper actions one engaged in.

Review Police Details

Sometimes a police report can say more about a wreck than what you might expect. You can talk with Christensen about helping to get police data and content surrounding an aggressive driving incident. The information you will get out of the report may be revealing and will help you to understand what might have happened in a certain situation.

The data in a policy report can include not only points on when a wreck took place and where but also how a driver might have been feeling. This could include details on how harsh a driver might have been or if a person was unstable at the time. Sometimes you might find that the other driver was not in a condition to get behind the wheel but did so anyway. You may get help from a legal professional like Christensen who understands what it takes to take care of various legal concerns surrounding a dangerous and hostile driver.

Talk with injury attorney Dan Christensen if you have been the victim of an aggressive driver. You may be entitled to significant compensation following an injury or other issue relating to certain problems you may come across when dealing with a reckless or aggressive driver.

Awesome Destinations for a Legendary Summer Road Trip

May 27, 2017 by admin

Going on a road trip is one of the best ways to have a fun-filled vacation. It allows you to see more without the need to spend a fortune. You can create a plan in advance, but the beauty of going on a road trip is that if you see a signpost to something interesting you can stop off there and check it out. If you are going on a couples retreat, road tripping with friends, holidaying with your pets, or going with your family, enjoying a road trip will prevent the group from getting bored in one location. You can see below some great options for an awesome summer road trip.

California

Get started with your Golden State road trip in San Francisco. There are endless attractions that will offer fun for the whole family, such as Fisherman’s Wharf, Alcatraz, and Golden Gate Bridge, among others. Next up, head to Monterey and Carmel. Children will surely have fun exploring the Monterey Bay Aquarium, which is recognized as one of the best in the country. Dennis the Menace Playground is also a good idea. After this, go to Santa Barbara, which is popular for its seaside and Spanish architecture. Los Angeles and Orange County are your next stops. Here, you can enjoy Disneyland, Hollywood Walk of Fame, Griffith Observatory, and Santa Monica Pier. And for your last stop, head to San Diego and visit Balboa Park and San Diego Zoo.

Greece

If you are planning on driving across Europe, you’ll definitely want to add Greece to your itinerary. From history to architecture, from beaches to food, it has a lot to offer, making it another highly recommended destination for a road trip. Start your journey in Athens, which, in most cases, will also be your last stop. Explore its many heritage sites and be educated as you revel in the beauty of ancient architecture. Next, stop by Delphi, an archaeological site. Olympia and Naflpion are also worth seeing. For the best of island living, be sure to also visit Crete.

Croatia

If your group would love to travel through a tropical paradise, Croatia should be on the top of your road trip list. Split is one place that should not be missed, which is home of the Diocletian’s Palace. Hvar, a 68-kilometer island is also worth visiting. Slano, meanwhile, is perfect if you are looking for a place that has a chilled vibe. Of course, your visit will not be complete without going to Dubrovnik, dubbed as the Jewel of the Adriatic.

New Zealand

Gifted with picturesque landscapes, New Zealand is another popular choice. Its roads are not only safe, but also offer stunning views that make driving a relaxing experience. Whether you take the North or South Island route, you will surely be left in awe. If you have a week to spend, one of the best itineraries includes a trip from Auckland to the Volcanic Plateau. From kayaking to sightseeing, there will be endless activities that will give everyone a memorable holiday.

Canada

In British Colombia, you can go on a road trip from Vernon to Naramata. Highlights of this route include Elephant Island Orchard Wines and Lake Okanagan. If you are in Alberta, on the other hand, take the Dinosaur Route. Some of the attractions that you should not miss in this trip include Dinosaur Provincial Park and Royal Tyrell Museum. Meanwhile, in Manitoba, you can consider driving from Winnipeg to Grand Beach. The Viking Trail in Newfoundland, on the other hand, is best for discovering ancient Viking settlements.