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Life After Graduation

September 11, 2020 by admin

Recent college grads are heading out into the real world for the first time. While it’s exciting to live life on your own, it’s also scary and overwhelming. You are in control of your future and the decisions you make now will affect your financial stability and health.

Securing a Place to Live

Your resume was impressive and landed you a good-paying job. Now, you need to find a place to live. Working in the city comes with both convenience and expenses. Finding an affordable apartment can be difficult, however, it is not impossible. If you have a friend from college who’s also in the market for an apartment, you could go in together. This will allow you to split the cost of the rent, utilities, and food. If you prefer to have your own space, then you’ll need to find something small or opt to live outside the city limits to afford to carry it on your own.

A Mode of Transportation

You need to buy a car to get to and from work and run errands. Checking your budget tells you that you need to find something in a modest price range. A good option is one fresh off a lease or one that is for sale by an owner. With no established credit, securing your first loan can be challenging. However, you can find a first time car buyer loan where your credit history is not a requirement.

A Healthy Diet

With only one person to take care of, you may end up ordering take out and eating out more than you should. Not only is this expensive, but it can also take a toll on your health. Fast food doesn’t require the nutrition your body needs to stay fit and energized. Instead, go to the supermarket and stock your fridge and cabinets with things like fresh fruits, vegetables, lean meats, nuts, and yogurt. To save money, check the store’s fliers online to see who has the lowest prices on the things you need.

Free Entertainment

It takes an entire year of living on your own to figure out your true expenses. Spending money going out each weekend can put you at a greater risk of losing your apartment, your car, and your independence. Finding things to do that cost little or no money is important. Take a walk in the park and enjoy the fresh air, visit museums, go to the beach or rent a movie. If you want to spend an evening with friends, have everyone chip in for the drinks and snacks, and have fun at home.

Create a Budget

It’s essential to establish a household budget from the beginning. This will allow you to allocate money for weekend getaways and vacations and have money tucked away for emergencies. Make a list of your bills on a sheet of paper or print out a free budget worksheet and fill in the areas that apply. A budget will be your savior during the first crucial year and help you secure financial stability going forward.

Needs and Wants

With a new life in front of you and your first try at living on your own, you may want to go out and buy everything you need and want. Instead, be mindful of your expenses and make it a practice to weigh the pros and cons ahead of any major purchase. You need a table to eat at, so it makes sense to save money for this purchase. While you may want a gaming system, other needs are waiting in line.

Living on your own for the first time is exciting. You can survive the first year if you create a budget and limit your spending to things you need.

Filed Under: Finance Tagged With: graduation, life, life after graduation

5 Things That Will Make Your Life a Lot Easier

February 9, 2018 by admin

Let’s face it: no matter how much older generations say that the new generations have it easier, in reality, we are dealing with a lot more on our plate, and expectations that always seem to be out of reach. But we do have one advantage in the welcoming arms of technology and its ability to make our lives so much easier. So let’s look at some things that will help you save those precious minutes that get eaten up during the day:

 Slow cooker

Who ever invented the slow cooker should very clearly get a medal. It is so simple to use and yields fantastic results every time. For those who still aren’t familiar with this machine: it’s a large pot that slowly heats and cooks the food for a long time, giving you some of the tenderest textures you’ve ever eaten in your life. Gather a few recipes you like, throw everything in the pot in the morning and forget about it until dinner. If you haven’t had the time – no worries! There is also a high temperature setting that can halve the cooking time.

 Robotic cleaner

Sure, we know we should do a quick sweep-up every day, but sometimes we simply don’t have the time or energy. In situations like these, what you need is a little help from our good friend, the roomba. Just turn it on and let it roll. It will sweep the floors for you, and if you get one that’s quiet enough, you’ll barely notice it. It’s not enough to cover the top-to-bottom cleanings, but it will take the load off on a daily basis. You can also get a robotic window cleaner, that you simply turn on and let it do its magic – without any climbing on chairs to reach the top of the window!

 Home services

We simply don’t have the time to run around town running errands. Luckily, you can have nearly everything delivered right to your doorstep: from groceries that you order online, to a professional mechanic that will come to your door and fix up your car. Use these services whenever you can, especially if the alternative is going to the other side of town or having to pay someone to take care of your children while you’re gone. Research local shops and service providers and note which ones offer home visits that you can make use of.

 Multi-purpose wipes

There is always a mess to clean up, especially if you have kids. Whether it’s spilled food on the floor, muddy shoe prints or a crafts project gone wrong, you don’t have the time to dig through the closet in search for the exact right product for that mess. What you need is an all-purpose wipe that can quickly mop up a spill, clean a floor, table or hands. You can buy them or make them yourself with natural ingredients like soap and vinegar. Make an on-the-go pack as well, so you’re not left stranded in any situation.

 Bullet journal

You might have heard of this sensation that has taken the world by storm in the past two years: bullet journaling. It’s a creative mix of planning, keeping a diary and organizing your life. In one place, you’ll have all the info you need at a single glance, and you can customize it in a million ways to make sure it’s the perfect thing for you. You can find different trackers, like cleaning schedules, meal planners and daily checklists, that will help you not lose control of your life, while at the same time giving you the creative outlet you might not have time for otherwise. You can also find bullet journal support groups online where thousands of people can help you find the best way to track what you need.

No home is impossible to handle, and the only thing you need to learn is how to organize, delegate and save time where you can. When we take a realistic look at our 24 hours, we can see that there is actually a lot more that we can fit in there than we might think, without sacrificing any sleep or that oh-so-important time for ourselves. Hopefully these things will help you feel like you are on top of things, no matter the situation.

Filed Under: Finance Tagged With: home, house, life, life hacks

How to get through a tough day of parenting

November 30, 2017 by admin

Raising a young family is one of the most difficult jobs in the world. There will be some days when it all gets a bit too much. You may feel as though you have too many jobs to get done and too many people to keep happy. In order to avoid these situations, it is best to be prepared. If you are wondering how you can do this, you will need to read on. Below are five tips for getting through a tough day of parenting.

Have a little fun

If you are looking for a quick fix, why not find yourself a joke of the day? This is a fantastic way for you to have a little fun. Whenever you are dealing with a particularly stressful problem, having a laugh could be the best way for you to work through the situation. You could even use your joke as the necessary motivation to get through a long list of tasks.

Take plenty of breaks

Perhaps you could enjoy your joke during one of your many breaks. Instead of running yourself into the ground, it is vital that you divide your day into manageable chunks. This will prevent you from becoming overwhelmed by all of your responsibilities. It will also help you to manage your stress levels. You could spend your break times reading a short story, watching a YouTube video, or taking a walk around your backyard. You could even try a spot of meditation, as this is a perfect way for you to escape the stresses and strains of daily life.

Relax with a bubble bath

You should also remember to give yourself something to work towards. One way of doing this is by ending every day with a relaxing soak in a bubble bath. If this is the main thing that is getting you through your day, it is important to go all out. Make sure that you invest in luxury bath soaks, put on some soothing music, and light some scented candles. You will also need to find someone else to take on the task of looking after your children, as you don’t want to be disturbed during your time out.

Always make sure to plan ahead

If you are always struggling to manage your time, you will need to plan ahead. This will help you to stay on top of all of your family’s activities. Why not create a rota for you and your brood? This should detail what everyone is doing, where they are doing it, and what preparations need to be made. You should also encourage all of your family to contribute to this plan, as this will ensure that you aren’t faced with any last minute surprises. When you have finished putting together your weekly schedule, why not display it on your fridge, or create an online version that everyone has access to? If your family life is going to run smoothly, you all need to be on the same page.

Keep your energy levels up

Throughout your day, it is vital that you have plenty of snacks to keep you going. Instead of counting calories, you should be thinking of your food as fuel. If you are constantly running around looking after your little ones, you can’t afford a dip in energy. Make sure that you eat plenty of healthy and energy-boosting snacks. You will also need to stagger your snacks throughout the day. Perhaps you could prepare a trail mix for during the school run. Or, maybe you could treat yourself to a healthy smoothie, during your afternoon break. The most important thing is that you have the energy that you need in order to keep going.

Don’t be afraid to ask for help

Another important step is to ask others for help. When it comes to raising a family, you should never feel as though you are on your own. In order to avoid this, make sure that you have a strong social circle around you. Perhaps you could reach out to other parents who live on your street. This will ensure that you always have someone to turn to on an extremely stressful day. You should also speak to your family members and your partner. It is important that they understand the pressure that you are under and that they do everything in their power to help you out. Another option is to look online. There are plenty of useful parenting forums that are filled with interesting discussion topics and helpful pieces of advice. It is said that a problem shared is a problem halved and this is certainly true when it comes to parenting. Whenever you find yourself in a difficult situation, it is vital that you are not dealing with it alone.

Use technology to your advantage

In this digital age, you should be using technology to your advantage. This is a great way for you to ensure that your family life is running smoothly. There is a wide range of apps that you can download to help you through your day. Say you are breastfeeding your new-born baby, there are actually apps that will help you to monitor your feeds and stick to your schedule. Or, if you are struggling to get your children to go to bed on time, there are apps that will help you to manage your children’s sleeping patterns and to take control of your household. If you are going to run your household successfully, it is important that everything is working in your favor. You could also use technology to keep your children entertained. You could treat them to a fun television show or give them an interactive tablet to play with. If you go down this route, just make sure that you limit their time on these devices. It is fine for technology to be a big part of your family life, but it should never be allowed to take over.

Filed Under: Children Tagged With: children, health, life, parenting, wellness

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We left our home in Sydney, Australia many moons ago in May 2012 and, other than a brief stint back in Perth for Christmas and a wedding in early 2014, we have been travelling the world nomadically ever since, running a business from our laptops and we’re here to show you how to do it!