3 Kids and Us

Update your home with trendy furniture this spring

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After a long, cold winter, the renewed warmth of spring not only invigorates our spirits, but our creativity as well.

As you go around the house cleaning, design ideas may come as you subconsciously review your home’s setup, making a trip to your favorite modern furniture store in Orange County inevitable.

What should be on your must have list? Below, we’ll float a few suggestions that can make your home the castle it should be.

Complete your living room with a sweet sectional sofa

Want to add a lounging option to your living room that everyone will love? Make this the year you finally get that sectional sofa you’ve always wanted but could never justify – until now.

Now that you got the means, go ahead and spoil yourself. Sectionals encourage a seating plan that is more social, but the segment of the couch that juts out forward from the rest are their best attribute by far.

Allowing you to stretch out and relax like royalty, it will be the scene of many impromptu naps in your immediate future.

Add a corner bar in your dining room

If you are looking for a fun way to spice up dinner parties and holiday gatherings, the addition of a subtle but stylish corner bar is a great way to do just that.

Perfect for home owners with an empty corner in their dining room/nook, it is the perfect place to show off your mixology skills in front of a captive audience.

Many bars have a slim footprint, making them easy to place, have ample shelving beneath the worktop for plenty of liquor bottles, and are put together with materials that give off an understated elegance that will make them mesh well within your dining space.

Revamp your bed setup

For many, the bedroom serves a practical purpose. Yours might do a great job lulling you to sleep, but know that it can also be the inner sanctum you deserve.

By picking out a bed set that imparts design principles to the headboard, the frame, the linens, and the pillows, you can flip your bedroom around from a place where you merely get sleep to a luxurious den you’ll have trouble leaving in the morning.

Get a home office chair that matches your personality

Do you ply your trade at home? It’s time you got an office chair that resonates with who you are as a person.

Whether you choose a high-sided leather chair that screams big-time corporate CEO, or an art house seat that lends credibility to your identity as a creative professional, there is a seating solution out there with more impact than that sad chair you picked up for $99 at Staples two years ago.

Be known for having the sexiest fire pit in the neighborhood

Love entertaining neighbors, friends, and family members in your backyard? Go upscale with your fire pit this year, and you’ll have people thinking you won the lottery.

With models on the market that put up a flame through a polished concrete table, you’ll have a stunning outdoor centerpiece that will make guests feel like they are chilling in the backyard of their favorite Hollywood celeb.

How to Take an Idea and Make it Work

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There is a lot of information out there on how to use crowdsource software to generate new ideas. This information is all highly valuable and really important. However, what this information often doesn’t get into, is what to do once ideas have been generated.

Why You Must Plan for Idea Selection

When you crowdsource for ideas, there is the possibility that you will get thousands of replies. This is why it is very important that you plan how ideas are selected, which happens twice. The first time is once they are presented, and the second is when they have been tested. By having a process and plan in place for this, you will be far more likely to end up with an idea that can actually be implemented and made to work. Let’s take a look at some important tips.

  1. Build and Expand on Ideas

First of all, when you crowdsource for ideas, they aren’t complete yet. They must be properly reviewed, clustered into categories, and then expanded upon. An affinity diagram can be a very useful tool for this, as it helps you to identify whether there are any underlying themes. You should also make sure that as many people as possible are involved in this stage, for instance by leaving the crowdsource or idea management software platform fully open.

  1. Meet the Objectives of Your Company

Once you have completed the first step and have various categories of ideas, you need to determine which of those categories actually meet the mission, vision, goals, and objectives of your company. Ideas can be very good, but simply not relevant. Those can be shelved rather than discarded. Other ideas will never be relevant, in which case they should be removed immediately. At this point, internal stakeholders have to be involved, as they understand the company culture and its mission and vision.

  1. Understand that Good Ideas Don’t Have to Be Great Ideas

Many of those who look through ideas only pay attention to those that could really be “the next big thing”. But a small improvement on a relatively insignificant process can have far-reaching positive benefits. In fact, really big, company-changing ideas should be reviewed completely separately (they should be in a different category at step 1, in fact).

  1. Test Whether Any Assumptions Are Right

As human beings, we make assumptions. For instance, we assume we know the customer. While this cannot be helped, what can be helped is taking those assumptions as gospel. Instead, you have to test them. This is absolutely fundamental, as directing a new idea towards a demographic that doesn’t actually exist will lead to instant failure.

  1. Be Ready for Resistance

Last but not least, you have to be ready for some resistance. People do not like change, whether they are your employees, your customers, or your board members. There will always be a nay-sayer who believes things will go completely wrong. You need to channel that into a learning process that delivers something positive.

Starting Out on the Right Road: Teaching your Kids to Be Savvy with Money

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Is your teenager already showing signs of money irresponsibility? Maybe you should have taught them about finances when they were little kids. Don’t worry, though. Money experts say it’s not too late to teach your kids how to build a budget. In the interest of happy families and easier money management, we’re pleased to present the following advice about how and when to teach youngsters ways to be savvy with their cash.

Age-appropriate money lessons

There are perfect ages to teach your kids certain concepts about cash. Between the ages of two and three is a great time to begin giving toddlers a rudimentary explanation about money. A senior research scientist at Yale, Dorothy Singer, says that very young kids are not quite ready to grasp the value of money but can learn the names of coins. Start with a fun identification game. Supervise kids as they trace around coins of different denominations. Color in the shapes and talk about the name of each coin. Explain how a dime, although smaller than a nickel, is worth more. They won’t get the idea of “worth” until they’re somewhat older, but it’s a good place to start. Set up a “store” in the game room and let kids exchange play money for empty cereal boxes and other grocery items, says Parents magazine.

Youngsters aged four and five are ready to handle a bit more money information. Let them use child-safe scissors to clip coupons before grocery shopping day. Six- and seven-year-olds may be old enough to receive a small weekly allowance. Open a bank savings account in their name, and teach your child the joy of tucking away some money every week. Spend some, share some, and save a little extra for a special future purchase.

Save for a reasonable goal

When your child wants a new toy, let them save money toward the purchase and offer to meet them halfway. Choosing a goal that can be attained within a few weeks sets your kid up for success. Say your child has a $10 toy in mind. If they save half of a $2 weekly allowance, they can amass their half of the price in five weeks. Match their five, buy the toy and let your child feel proud that they made a financial goal and reached it. This small act may improve your kid’s money management skills for the rest of their life, say money pros at Forbes magazine.

Set a good example

If your own money skills have been lax, don’t hesitate to consult with a credit counselor who may help you get back on the right track. Check here to learn more about credit card consolidation and other savvy ways to put your money life back together.

Kids who learn how to handle money at a young age tend to be smarter consumers as adults. Show your little ones how to spend, save, and share.

The Building Blocks of Financial Success: Teaching your Kids How to Handle Credit

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Choosing the right ways to prepare your teen for the financial responsibilities of adulthood can be daunting. Yet studies show that children who are taught strong financial habits while they’re still young are more likely to grow up to be savvy with their money.

A crucial part of learning financial independence is building good credit. Your teen’s credit score could be what helps them qualify for loans, better interest rates, auto insurance, rental applications, and even some types of employment.

There are plenty of tricks and tactics you can try, but in reality building up your teen’s credit is all about teaching them to be responsible with their money. When they learn financial responsibility, the result is that they’ll start building good credit.

Here are some tips for teaching your kids to handle credit wisely.

Add Your Teen as an Authorized User

Add your young adult as an authorized user on your credit card. Teach them about spending and payment responsibilities. Explain the charges on your credit card statement and add up the amounts they’ve accrued on your credit card account.

It’s normal for some teens to go crazy with spending the first time they get a credit card, but they need to understand the importance of repaying what they spend. Help them find positive ways to pay off the amounts they spend.

Choose the Right Card

If your teen has been responsible with spending and repaying the debts incurred as an authorized user on your credit card, encourage them to apply for a card of their own. Compare the different types of credit cards available and choose the right one to suit your young adult’s needs.

Check things like fees, interest charges, rewards programs, and other options. In some cases, a student credit card can be ideal. In other cases, it may be wise to choose a credit card with a low annual fee that offers interest-free days on purchases.

Avoid Temptation

Even teens can be inundated with credit card offers from banks, so it’s important to explain the importance of choosing the right card. Your teen also needs to realize that it’s not wise to accept all of those offers that come in from the banks.

Too many inquiries showing on a credit report can cause your teen’s credit score to suffer. No matter how many offers arrive from the bank, encourage your teen to avoid the temptation to sign up for all of them.

If your young adult has already succumbed to the bank’s offers and accumulated some debts, you could check here for ways to help them get their finances back under control.

Teach Responsible Card Management

Let your teen know it’s okay to use the credit card for small purchases, as this can help build up their credit. Small recurring expenses are also okay to put onto the credit card, such as Netflix subscriptions or groceries. However, you also need to explain the importance of repaying the amounts spent in full each month.

When it’s time for your teen to apply for student loans or other forms of credit, having a credit card statement showing no late payments goes a long way to establishing their level of financial responsibility.

Cool Innovations in Gaming Industry of 2017

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The gaming industry has been moving gradually in different directions this year while there are some aspects that remain in the same position. Some of the impressive innovations include fresh approaches, latest hardware, and innovative directions.

All the innovations that are yet to occur and those that we are experiencing at the moment form the shape of the gaming industry, which is why most of us find them interesting to keep up to date with. A lot of them can be seen as the reason why casino game players find murka scatter slots irresistible. For this reason, we will take a brief look at how these three sectors affect the gaming industry and what changes they might bring along.

Changes to look out for in the gaming industry of 2017

–      Virtual Reality (VR): The year of 2016 is kind of synonymous to VR because we experienced a lot of innovative changes in this technology. These changes include multiple headsets, computer models, smartphones, and the likes of Sony PlayStation VR. Even if VR presently does not meet the hopes of many, what do we have to say about the launch of Resident Evil 7? Well, as the game industry seems to be turning away its focus from the consumer VR, there is some disappointment occurring among developers here and there. However, the experience and skills of the developers and studios working with VR seem not to be wasted as we see a lot of platforms where their skills can be applied commercially outside of video games. Look out for simulations used in different fields like medicine, training, engineering, real estate, and lots more.

–      Mobile Gaming: The steady increase in the popularity of mobile gaming could be associated with the constant spreading of the Internet among consumers. However, the development of mobile gaming has reached a particular point and now it is obviously slow. Look at the games topping the charts in 2016 – they are the same games that topped the charts during two previous years, 2015 and 2014. We can easily say that this field is experiencing a consumer burnout due to the lack of new high profile titles. This, in order words, is leading this sector to its first decline.

–      New Consoles: All of the previously made predictions about the hardware consoles did not come true. The consoles that seemed to be the hot cakes of the sector are being made irrelevant by smart devices. Examples are the Xbox One and PS4. As if it isn’t enough that consoles are no longer being paid attention to, we are now excited for the news about two major hardware – Microsoft Scorpio and Nintendo Switch.

The Switch is presumed to take the place of floundering Wii U in addition to its ability to merge the capabilities of Nintendo’s handheld console with its line of home consoles. The Scorpio is expected to present a new hardware that will continue the line of Xbox One. Let’s wait and see how these new launches will try to impress us.

These cool innovations in the gaming industry are making some interesting positive changes. Let’s just stay tuned and enjoy all that we can with the improvements and changes occurring in the gaming industry.